HNH offers services that provide a safety net for your financial health in case of unexpected medical needs.
Explore coverage options for everyone.
Discover how to add oral and vision care to your plan.
This helps cover medical bills and lost income if you suffer an accidental injury
This provides a lump sum payment if you are diagnosed with a serious illness like cancer or heart attack.
This provides additional daily cash payments if you are hospitalized.
Save money and stress if something goes wrong a trip or vacation.
There are a few factors to consider when choosing a health insurance plan, such as your budget, health needs, and desired level of coverage. You will be assisted by a licensed agent whom will take into account the network of doctors and hospitals that the plan covers.
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There are many different types of health insurance plans available, including:
HMOs: Health maintenance organizations (HMOs) provide healthcare services through a network of doctors and hospitals. You typically have a lower monthly premium but may have less choice of providers.
PPOs: Preferred provider organizations (PPOs) allow you to see any doctor or hospital you choose, but you will pay more for out-of-network services.
EPOs: Exclusive provider organizations (EPOs) are similar to HMOs, but they offer a larger network of providers.
POSs: Point-of-service (POS) plans combine features of HMOs and PPOs. You have more flexibility than an HMO but pay more for out-of-network services than a PPO.
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